{"id":947,"date":"2026-01-02T09:01:48","date_gmt":"2026-01-02T14:01:48","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/01\/02\/gta-mortgage-rates-relief-delivered-deals-still-available\/"},"modified":"2026-01-02T09:01:48","modified_gmt":"2026-01-02T14:01:48","slug":"gta-mortgage-rates-relief-delivered-deals-still-available","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/01\/02\/gta-mortgage-rates-relief-delivered-deals-still-available\/","title":{"rendered":"GTA Mortgage Rates: Relief Delivered, Deals Still Available"},"content":{"rendered":"

Looking back at 2025, GTA homebuyers saw some welcome relief in mortgage rates, with industry-leading pricing tumbling by 50 to 85 basis points depending on the mortgage type. While bond yields have seen recent increases, some default-insured rates are still starting with a ‘3’. Well-qualified uninsured borrowers can expect to pay a slight premium. With the Bank of Canada’s next meeting on January 28th, the prime rate is expected to remain steady. For the latest national insured and uninsured mortgage rates, updated daily, visit the Financial Post’s mortgage rate page. To delve deeper into the specifics of mortgage rate fluctuations and expert analysis, read the full article on the Financial Post.<\/p>\n

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Source: Read the original article<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

GTA homebuyers saw mortgage rate relief in 2025! Discover where rates stand now and what to expect at the next Bank of Canada meeting.<\/p>\n","protected":false},"author":2,"featured_media":946,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178,206],"tags":[260,182,215,213,212,207],"class_list":["post-947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","category-residential","tag-bank-of-canada","tag-gta","tag-housing-market","tag-interest-rates","tag-mortgage-rates","tag-toronto"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/947","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=947"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/947\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/946"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}