{"id":892,"date":"2025-12-19T09:01:22","date_gmt":"2025-12-19T14:01:22","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2025\/12\/19\/gta-mortgage-rates-edge-upward-before-year-end-calm\/"},"modified":"2025-12-19T09:01:22","modified_gmt":"2025-12-19T14:01:22","slug":"gta-mortgage-rates-edge-upward-before-year-end-calm","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2025\/12\/19\/gta-mortgage-rates-edge-upward-before-year-end-calm\/","title":{"rendered":"GTA Mortgage Rates Edge Upward Before Year-End Calm"},"content":{"rendered":"<p>Despite hopes for stable rates heading into the new year, prospective GTA homebuyers are seeing a slight increase in mortgage rates. According to recent reports, both three- and five-year uninsured fixed rates have risen by 5 to 15 basis points, with three-year insured rates following suit. Hybrid mortgages also experienced a 10-basis-point bump, pushing them above 4%. While some attractive mortgage options may still be available, this upward trend suggests that buyers should carefully assess their financing options. Experts anticipate a period of relative calm in the mortgage market over the holidays, barring unforeseen fluctuations in bond yields. For the latest data and insights, read the full article on Financial Post: [https:\/\/financialpost.com\/real-estate\/mortgages\/mortgage-rates\/mortgage-rates-move-wrong-direction](https:\/\/financialpost.com\/real-estate\/mortgages\/mortgage-rates\/mortgage-rates-move-wrong-direction)<\/p>\n<p><em>Read the original story here: <a href=\"https:\/\/financialpost.com\/real-estate\/mortgages\/mortgage-rates\/mortgage-rates-move-wrong-direction\" target=\"_blank\" rel=\"noopener\">https:\/\/financialpost.com\/real-estate\/mortgages\/mortgage-rates\/mortgage-rates-move-wrong-direction<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates in the GTA see an unexpected pre-holiday increase, with fixed and hybrid options affected. Find out what this means for homebuyers.<\/p>\n","protected":false},"author":3,"featured_media":891,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178,206],"tags":[388,182,215,213,212,399],"class_list":["post-892","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","category-residential","tag-fixed-rates","tag-gta","tag-housing-market","tag-interest-rates","tag-mortgage-rates","tag-toronto-real-estate"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=892"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/892\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/891"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}