{"id":1695,"date":"2026-06-13T08:01:14","date_gmt":"2026-06-13T13:01:14","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/06\/13\/why-a-bank-of-canada-rate-hold-could-be-your-best-timing-strategy\/"},"modified":"2026-06-13T08:01:14","modified_gmt":"2026-06-13T13:01:14","slug":"why-a-bank-of-canada-rate-hold-could-be-your-best-timing-strategy","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/06\/13\/why-a-bank-of-canada-rate-hold-could-be-your-best-timing-strategy\/","title":{"rendered":"Why a Bank of Canada Rate Hold Could Be Your Best Timing Strategy"},"content":{"rendered":"

With the Bank of Canada holding steady on interest rates, many GTA buyers are tempted to wait for a pivot. However, Haventree Bank CEO Fern Glowinsky warns that trying to time the market is a dangerous game. While the national housing picture remains complex\u2014with Ontario and BC markets facing more friction than others\u2014a ‘wait-and-see’ approach may overlook hidden opportunities. <\/p>\n

Notably, the ‘renewal wave’ narrative is shifting; many borrowers who opted for shorter-term mortgages in 2024 are actually finding themselves in a lower-rate environment upon renewal in 2026. For those looking to enter the market, Glowinsky suggests that focusing on your personal financial plan rather than chasing the ‘perfect’ rate is the most effective strategy. As we navigate a volatile economic landscape, professional guidance is more critical than ever. For the full expert breakdown and insights on upcoming market catalysts, read the original article at MPA Mag.<\/p>\n

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Source: Read the original article<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Is waiting for lower rates a mistake? Haventree Bank\u2019s CEO explains why timing the market is risky and where the real opportunities lie in 2026.<\/p>\n","protected":false},"author":3,"featured_media":1694,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[182,215,213,416,399],"class_list":["post-1695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","tag-gta","tag-housing-market","tag-interest-rates","tag-mortgage-renewal","tag-toronto-real-estate"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=1695"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1695\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/1694"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=1695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=1695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=1695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}