{"id":1594,"date":"2026-05-09T08:01:59","date_gmt":"2026-05-09T13:01:59","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/05\/09\/is-your-home-climate-ready-the-hidden-cost-of-gta-ownership\/"},"modified":"2026-05-09T08:01:59","modified_gmt":"2026-05-09T13:01:59","slug":"is-your-home-climate-ready-the-hidden-cost-of-gta-ownership","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/05\/09\/is-your-home-climate-ready-the-hidden-cost-of-gta-ownership\/","title":{"rendered":"Is Your Home Climate-Ready? The Hidden Cost of GTA Ownership"},"content":{"rendered":"<p>As climate-related severe weather events become more frequent, a troubling gap has emerged between homeowner awareness and actual property preparation. According to new research from Desjardins Insurance, while 70% of insured Canadians recognize the risk of weather-related damage, only one-third have taken proactive steps to secure their homes. For GTA homeowners, this isn&#8217;t just an environmental concern\u2014it\u2019s a financial one. With insured losses hitting record highs and insurance premiums in high-risk areas like Ajax jumping by as much as 26%, climate resilience is becoming a critical component of housing affordability. Many homeowners are missing out on available government retrofit subsidies simply due to a lack of awareness. As property insurance costs continue to climb, integrating climate risk into your long-term financial planning is no longer optional. To learn more about how to protect your asset and access available incentives, read the full report at https:\/\/www.mpamag.com\/ca\/mortgage-industry\/industry-trends\/how-aware-are-canadians-about-the-impact-of-climate-risks-on-their-home\/574633.<\/p>\n<p><!-- RealEstateToday Source Article --><\/p>\n<div data-original-url=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/industry-trends\/how-aware-are-canadians-about-the-impact-of-climate-risks-on-their-home\/574633\"><\/div>\n<p><em>Source: <a href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/industry-trends\/how-aware-are-canadians-about-the-impact-of-climate-risks-on-their-home\/574633\" target=\"_blank\" rel=\"noopener\">Read the original article<\/a><\/em><\/p>\n<p><!-- RealEstateToday Instagram Handles --><\/p>\n<div data-instagram-handles=\"@desjardins\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Climate risks are driving up GTA insurance premiums. Here is why homeowners need to act now and how government subsidies can help.<\/p>\n","protected":false},"author":3,"featured_media":1593,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178,206],"tags":[182,590,215,398,207],"class_list":["post-1594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","category-residential","tag-gta","tag-home-insurance","tag-housing-market","tag-real-estate-trends","tag-toronto"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=1594"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1594\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/1593"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=1594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=1594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=1594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}