{"id":1588,"date":"2026-05-08T08:02:12","date_gmt":"2026-05-08T13:02:12","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/05\/08\/cmhc-boosts-prefab-housing-new-financing-options-arrive\/"},"modified":"2026-05-08T08:02:12","modified_gmt":"2026-05-08T13:02:12","slug":"cmhc-boosts-prefab-housing-new-financing-options-arrive","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/05\/08\/cmhc-boosts-prefab-housing-new-financing-options-arrive\/","title":{"rendered":"CMHC Boosts Prefab Housing: New Financing Options Arrive"},"content":{"rendered":"

The Canada Mortgage and Housing Corporation (CMHC) is officially pivoting to support factory-built construction to combat Canada\u2019s housing supply crisis. The new ‘CMHC Prefab Plus’ product allows homebuyers to secure insured financing with a minimum down payment of just 5%, featuring a flexible four-stage draw structure that aligns with the realities of modular assembly. This is a significant development for the GTA, where developers and buyers alike are looking for ways to bypass traditional construction delays. Furthermore, CMHC has expanded its modular insurance coverage to all multi-unit projects, including the MLI Select program, following a successful pilot. By streamlining financing for off-site builds, this move aims to accelerate timelines\u2014potentially cutting years off development cycles as seen in recent Calgary projects. For a deeper dive into how these policy shifts could impact your next real estate investment or home purchase, read the full report at https:\/\/www.mpamag.com\/ca\/mortgage-industry\/industry-trends\/cmhc-opens-insured-financing-to-prefabricated-and-modular-homes\/574469.<\/p>\n

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Source: Read the original article<\/a><\/em><\/p>\n

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CMHC now offers insured financing for prefab homes, aiming to speed up construction and tackle the GTA’s ongoing housing supply shortage.<\/p>\n","protected":false},"author":2,"featured_media":1587,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[313,182,316,816,817],"class_list":["post-1588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","tag-cmhc","tag-gta","tag-housing-supply","tag-modular-homes","tag-real-estate-financing"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=1588"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/1587"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=1588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=1588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=1588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}