{"id":1530,"date":"2026-04-28T08:01:44","date_gmt":"2026-04-28T13:01:44","guid":{"rendered":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/04\/28\/gta-pre-construction-what-the-new-hst-rebate-means-for-buyers\/"},"modified":"2026-04-28T08:01:44","modified_gmt":"2026-04-28T13:01:44","slug":"gta-pre-construction-what-the-new-hst-rebate-means-for-buyers","status":"publish","type":"post","link":"https:\/\/www.realestategtatoday.ca\/index.php\/2026\/04\/28\/gta-pre-construction-what-the-new-hst-rebate-means-for-buyers\/","title":{"rendered":"GTA Pre-Construction: What the New HST Rebate Means for Buyers"},"content":{"rendered":"

Ontario\u2019s new HST rebate\u2014offering up to $130,000 on new homes priced up to $1.5 million\u2014aims to revitalize the pre-construction market. However, a lack of finalized legislation has created a ‘wait-and-see’ environment. Currently, lenders are still requiring buyers to qualify for mortgages based on the full purchase price, including the 13% tax, as the process for applying the rebate remains ambiguous. Industry experts, including legal counsel and mortgage brokers, are advising clients to prepare for an ‘after-closing’ scenario where the rebate is applied later rather than upfront. Despite this uncertainty, some developers are reporting an uptick in sales since the policy took effect on April 1. For those looking to enter the pre-construction market, transparency in purchase agreements is vital. To understand how these evolving rules might impact your next property purchase, read the full report at The Globe and Mail.<\/p>\n

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Source: Read the original article<\/a><\/em><\/p>\n

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Confused by the new Ontario HST rebate? We break down why lenders are still qualifying buyers on full prices and what you need to know before buying.<\/p>\n","protected":false},"author":3,"featured_media":1529,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178,206],"tags":[182,742,700,799,602,399],"class_list":["post-1530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-data","category-residential","tag-gta","tag-housing-policy","tag-hst-rebate","tag-mortgage-qualification","tag-pre-construction","tag-toronto-real-estate"],"_links":{"self":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/comments?post=1530"}],"version-history":[{"count":0,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/posts\/1530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media\/1529"}],"wp:attachment":[{"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/media?parent=1530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/categories?post=1530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestategtatoday.ca\/index.php\/wp-json\/wp\/v2\/tags?post=1530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}