The Canadian lending landscape is shifting as RFA Financial reports a record-breaking $1.8 billion in off-balance sheet mortgage originations for Q2 2026. Following its merger with Artis REIT, the company is demonstrating significant momentum, with combined quarterly originations soaring well past the $1 billion mark seen in Q1.
For GTA investors and borrowers, RFA’s performance highlights the growing influence of the alternative lending sector. With a robust CET1 ratio of 17.46% and a disciplined approach to capital recycling—including the strategic divestment of over $200 million in industrial assets—RFA is positioning itself as a major player in the current interest rate environment. The firm’s ability to maintain a 2.7% net interest margin while keeping credit quality firm signals a stabilizing, albeit evolving, marketplace. To dig deeper into how these financial maneuvers are shaping the broader mortgage industry and what it means for your next property move, read the full report at [MPA Magazine](https://www.mpamag.com/ca/mortgage-industry/industry-trends/rfa-financial-posts-record-18bn-in-off-balance-sheet-originations/586230).
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